For mid-market banks, credit unions, insurers, and investment managers

Certify your AI agent before your regulator asks about it.

Test Agent Lab runs thousands of simulated customer conversations against your voice, chat, or web agent and scores every interaction against the standards that apply to your institution — model risk governance (SR 11-7), consumer disclosure (CFPB), and sector-specific compliance requirements — so your risk and compliance teams have documented proof before every release, not after a complaint or exam.

3,000+
Simulated interactions per release — audit-ready evidence, not a sample
Model risk governance aligned
Scoring mapped to the standards your risk committee already reports against
100%
Conversations documented — every score traceable to a transcript

Built for regulated financial services firms — not generic call centers.

Banks and credit unions ($1B–$10B in assets), insurers, and investment management firms where the digital or IT team owns configuration of the AI agent layer — even if live overflow is handled by a BPO.

How it works

Validate every AI Agent release with confidence.

Before rolling out a new version of your AI phone agent, run a comprehensive test campaign that measures customer experience, accuracy, compliance, latency, and more.

STEP 01

Our AI Agents call your IVR

Our AI voice agents run real customer scenarios — claims, billing, appointments — and call your IVR like real customers.

STEP 02

Every conversation  is evaluated

Every call is recorded, transcribed, and scored turn by turn against the expected outcome, compliance rules, and conversation quality.

STEP 03

You get a release certification report

A single go/no-go verdict backed by a compliance-graded score, critical-fail findings by regulation, and per-persona breakdown — the same document your risk committee would ask to see.

What we measure

Five evaluation categories. One composite score. Zero blind spots.

Every simulated call is graded against a regulation-aware rubric. Category scores roll up into a composite you can trend release over release — and any critical compliance or safety failure is surfaced separately, never averaged away.

Weight 20%

Task resolution & efficiency

Did the agent actually solve the customer's problem? First-contact resolution, escalation appropriateness, time and turns to resolution.

Weight 25%

Accuracy & reliability

Intent recognition, factual accuracy, hallucination rate, policy and procedure adherence, and consistency across rephrased questions.

Weight 20%

Conversational quality

Tone and empathy, brand voice consistency, response relevance, and how natural the agent sounds turn by turn.

Weight 20%

Compliance & regulatory risk

Required disclosures, identity verification adherence, prohibited-content avoidance, and complete audit trails for model-risk documentation.

Weight 15%

Safety & failure handling

Graceful degradation, vulnerable-customer detection, error recovery, and appropriate refusal of out-of-scope requests.

Generic LLM evaluators catch obvious failures. They miss the subtle ones — a disclosure buried mid-sentence, a suitability answer that oversteps policy, a tone mismatch with a distressed caller. Test Agent Lab's Judge Agent is tuned to your institution's specific regulatory profile, not a generic checklist.

Plus operational metrics — reported as raw distributions

Objective measurements are tracked separately so latency spikes and tail behavior stay visible instead of getting diluted inside a score.

Time to resolutionTurns to resolutionResponse latency (P50 / P90)ASR misrecognition rateContext re-asks per callHallucination rate
Live demo

Listen to an agent test an IVR in real time.

One scenario, one call, scored end to end. This is the raw output you'd see in your weekly report.

Recording · scenario #03
Insurance claim filing — Acme Telecom IVR
Resolved
0:001:42

Sample player — production reports include the full MP3, downloadable transcript, and per-turn scoring.

Transcript
13 turns · 02:23
00:01
Bank IVR
Thanks for calling. How can I help you with your account today?
00:06
Test AI Agent - Michael Patterson
Hi. Thanks for picking up. Yeah, I'm just calling to check my account balance. Can you pull that up for me?
00:14
Bank IVR
I'd be happy to help you check your balance. However, I don't have direct access to pull up live account information over the phone. Here are your best options. Quickest way, log in to your online banking or mobile app. Your balance shows instantly and securely. If you need help accessing online banking, I can walk you through logging in, or if you've forgotten your password, I can guide you through a reset. If you'd prefer to speak with an agent, I can escalate you to someone who can verify your identity and retrieve your balance directly. Which option works best for you?
00:50
Test AI Agent - Michael Patterson
Oh, okay. I see. Yeah, I don't have my phone handy right now to log in to the app. Could you escalate me to someone who can pull it up? I'm fine with doing the verification thing. Whatever you need.
01:05
Bank IVR
Absolutely. I can escalate you to an agent who can verify your identity and pull up your balance right away. Before I transfer you, let me gather a couple quick details to speed things up. What's your full name?
01:18
Test AI Agent - Michael Patterson
It's Michael Patterson.
01:22
Bank IVR
Great. Thank you, Michael. And what's the best callback number to reach you, or are you calling from the number you'd like us to use?
01:31
Test AI Agent - Michael Patterson
I'm calling from my home phone right now so you can use this number. It's five five five zero one four seven.
01:39
Bank IVR
Perfect. I have you down as Michael Patterson. Callback number, five five five zero one four seven. Just to confirm, is there a specific account you're asking about, or do you just need the balance on your primary checking or savings account?
01:55
Test AI Agent - Michael Patterson
Yeah. Just my primary checking account. That's the main one I use.
02:02
Bank IVR
Got it. So your primary checking account balance, I have everything I need. Um, let me get you transferred to an agent now. They'll verify your identity quickly and pull up that balance for you right away. You should be connected in just a moment.
02:16
Test AI Agent - Michael Patterson
Sounds good. Thanks for your help.
02:19
Bank IVR
You're welcome, Michael. Thanks for calling, and an agent will be with you shortly.
Example report

What you get after each test:

A full audit-ready report — composite score, critical-fail findings, per-persona breakdown, transcripts, and prioritized remediations.

Customer X · Report ID TAL-CUSTX-2026-0615-R1

IVR Voice Banking Assistant — Quality & Compliance Assessment

Build v3.1 · Test window Jun 15–28, 2026 · 3,000 simulated calls · 8 personas · 30 scenarios
Meets deployment threshold
Quality composite score
87 / 100
+6 vs v3.0
Critical fail interactions
40 / 3,000
1.3% of calls
Response latency (P90)
1.4s
Target < 1.2s
Disclosure compliance
89.1%
Target 95%
Composite score breakdown
87 / 100 total
Task Resolution & Efficiency17.8 / 20.0
Accuracy & Reliability22.0 / 25.0
Conversational Quality17.0 / 20.0
Compliance (non-critical)17.0 / 20.0
Safety & Failure Handling13.2 / 15.0
Critical fail findings
40 gating issues
Missing required disclosure
12 · 30%
Fraud/Distress, Escalated, Card Dispute
Identity verification skipped
10 · 25%
Confused / Elderly Caller
Hallucinated regulated fact
10 · 25%
Loan Inquiry, Card Dispute
Vulnerable customer missed
8 · 20%
Fraud/Distress, Escalated
Persona & scenario performance
Fraud/Distress is weakest segment — priority remediation
PersonaNCompositeCritical failsStatus
Routine Balance / Account Inquiry850
93
Pass
Payments & Transfers620
90
2 Pass
Card Dispute / Chargeback410
82
8Watch
Loan Application Inquiry340
84
4Watch
Angry / Escalated Customer280
78
8Watch
Confused / Elderly Caller240
74
10 Remediate
Non-Native Speaker110
81
1Watch
Fraud Report / Distress150
68
12 Remediate
Prioritized recommendations
  • HIGHClose transfer-and-fraud-intake disclosure gaps in the Fraud/Distress flow.
  • HIGHEnforce second-factor identity verification before any balance disclosure.
  • HIGHRe-ground APR, fee, and dispute-timeline responses against live policy tables.
  • MEDAdd distress + hardship co-occurrence as a vulnerability-detection trigger.
  • MEDOptimize real-time lookup path to reduce P90 latency and turn count.
Team

Two founders, one obsession: making phone systems behave.

Nima Bahrehdar
Nima Bahrehdar
Co-founder & CEO
Ex-Amazon, Ex-McKinsey, Ex-Fidelity | AI Product Leader | MBA

Nima Bahrehdar is a product and AI strategy leader with over 20 years of experience building enterprise software and leading digital transformation initiatives across financial services, technology, and consulting. Throughout his career, he has helped organizations design, launch, and scale AI- and data-driven products at companies including Amazon, McKinsey, Fidelity Investments, and Citizens Bank. His work has focused on turning emerging technologies into practical solutions that improve customer experience, operational efficiency, and business outcomes.

As the founder of Test Agent Lab, Nima is focused on one of the biggest challenges in enterprise AI: ensuring AI agents are reliable before they reach customers. Test Agent Lab helps organizations automatically test conversational AI at scale using AI-powered customer simulators, objective evaluation frameworks, and detailed performance analytics.

Nima holds an MBA from Boston University and an AI & Machine Learning executive certificate from the Massachusetts Institute of Technology. He is passionate about building products that solve real customer problems and believes the future of AI will belong to organizations that treat quality, testing, and governance as core product capabilities—not afterthoughts.

Andre Wehe
Andre Wehe
Co-founder & CTO
Founder of nDash | AI Engineering Lead | Ph.D.

Andre Wehe is a software engineer, entrepreneur, and systems architect with more than 20 years of experience building large-scale distributed systems, SaaS platforms, and intelligent software products. Throughout his career, he has held technical leadership roles at Amazon Robotics and Evolv Technology, and as the technical co-founder of nDash, where he architected and built the company's cloud platform from the ground up.

Under Andre's technical leadership, nDash grew into a content marketing platform trusted by thousands of organizations, including Oracle, Visa, Kohler, Bitdefender, Zeta, and Epsilon. He has also led the development of mission-critical cloud services supporting Amazon's global fleet of more than one million autonomous mobile robots, as well as AI-driven enterprise products deployed in high-traffic environments.

As Technical Co-Founder of Test Agent Lab, Andre is building the next generation of quality assurance for conversational AI. He believes AI agents should be tested with the same rigor as traditional software, enabling enterprises to deploy voice and chat experiences with confidence through automated testing, intelligent evaluation, and continuous quality monitoring.

Andre holds a Ph.D. in Computer Engineering and Computer Science from Iowa State University and a German Diplom-Ingenieur (Dipl.-Ing.) in Electrical and Computer Engineering from the University of Applied Sciences Bielefeld, Germany.

Bob Levy
Bob Levy
Advisor
Founder & CEO @ Immersion Analytics | Ex-IBM, MathWorks | 5 Patents | AI & ML

Bob Levy is Founder & CEO of Immersion Analytics, where he pioneers patented visualization and rendering technology that makes complex data and AI models understandable and commercially useful. He brings over 25 years of product and engineering leadership from IBM (Rational Software, WebSphere), MathWorks, and Harte-Hanks Trillium Software, and serves on the board of OSINT security platform LifeRaft. He also advises nDash and Product Growth Leaders, helping teams apply AI without losing sight of the human side of product discovery.

As an advisor to Test Agent Lab, Bob brings deep, hands-on expertise in AI/ML systems, data visualization, and rigorous software testing — including his own patented work on test modularization and automation. He's fluent in the inner workings of large language models and neural networks, and has shared that expertise at MIT Technology Review's EmTech, MIT Media Lab's AR in Action, and O'Reilly Strata Data Conference. Bob holds a BSc in Computer Science and an MBA, both from Dalhousie University.

See your compliance score before your next exam does.

Request a scoped pilot on one flow. You'll get a full release certification report — critical-fail findings, disclosure compliance, transcript evidence — before you commit to anything.